Acceptance

This Website (“Site”) is owned and operated by Fact n' Figures Inc. (“FNF”).  FNF welcomes Users to access the Site, with the understanding that by accessing the Site, Users agree to be bound by these Terms of Use, without limitation or qualification.  The FNF Site, and all content, services and products available at or through the Site, is offered subject to Users acceptance without modification of all of the terms and conditions contained herein. Please know that FNF, any of its officers, directors, members, agents, contractors, employees, authorized representatives, and/or subsidiaries, reserve the right to amend these Terms of Use from time to time without notice to users and users agree to be bound by any such changes.

Intellectual Property Rights

All of the content of the FNF Site is protected by copyright, trademark, database and/or other intellectual property and proprietary rights. Users acknowledge that all of the content of the FNF Site are the exclusive property of FNF and Users shall not duplicate, distribute, sell, commercially exploit, create derivative works from, or otherwise make available the information contained therein, in any form or medium, to any third party.

Disclaimers

Use of the Site is entirely at User's own risk. If User is dissatisfied with any of the products, services, materials or information contained or identified on or within the Site, User's sole and exclusive remedy with respect to FNF, and its officers, directors, members, agents, contractors, employees, authorized representatives, and/or subsidiaries is to immediately discontinue accessing and using the Site. FNF does not guarantee the accuracy, completeness, or usefulness of any materials, information, products, services or content provided on or through the Site. Furthermore, the User has no right of privacy with respect to the user's use of the FNF Site and FNF may copy and use for any purpose, any information generated from user's use of the Site.

To the fullest extent permissible pursuant to applicable federal, state or local law, FNF, its officers, directors, members, agents, contractors, employees, authorized representatives, and/or subsidiaries and/or any other party involved in creating, producing, delivering or modifying the Site are not liable for any direct, incidental, reliance, consequential, indirect, or punitive damages arising out of or relating to user's access to, or use of, or inability to use the Web Site or the materials contain within the Site, including without limitation damages for harm to business, lost profits, lost savings, lost income, lost wages or lost revenues.

WITHOUT LIMITING THE FOREGOING, EVERYTHING ON THE FNF SITE IS OFFERED AND PROVIDED TO THE USERAS IS; WITHOUT WARRANTY, REPRESENTATION OR CONDITION OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

FNF reserves the right, at any time, without condition or restriction, to change or discontinue any aspect or feature of the Site, including, without limitation, content, hours of availability, and equipment required for access or use.

Third Party Web Sites

The FNF Site may contain links and pointers to internet Web Sites maintained by third parties (;Third Party Sites;). FNF has not reviewed all of the Third Party Sites that may be linked to its Site nor has FNF used all of the products or services offered by third parties on this or any other linked Third Party Site. FNF, and any of its officers, directors, members, agents, contractors, employees, authorized representatives, and/or subsidiaries are not responsible or liable for the contents of or use of any products or services offered on this or any other Third Party Sites and make no representations or warranties of any kind regarding the same.

Indemnity

User agrees to indemnify and hold harmless FNF and any of its officers, directors, members, agents, contractors, employees, authorized representatives, and/or subsidiaries and to provide a legal defense (with counsel selected by FNF) to FNF  and any of its officers, directors, members, agents, contractors, employees, authorized representatives, and/or subsidiaries from or in connection with any claim, demand, lawsuit, proceeding, losses and/or judgments made, asserted, or by any third-party, arising from User’s violation of these Terms of Use, user's violation of any law, rule or regulation, or the rights of any third-party.

Governing Law and Venue

The terms and conditions of use of the FNF Site shall be governed by and construed in accordance with the laws of California without giving effect to any principles of conflicts of law. Users of the FNF Site hereto agree that any suit, action or proceeding with respect to this Agreement may only be brought in or entered by, as the case may be, in (a) the courts of the State of California, sitting in Ventura County, or (b) the United States District Court for the Central District of California, and the user hereby irrevocably consents to such personal jurisdiction and waives all objections to this venue.